AARP

The USA and UK are close to a recession and France, Ireland, Holland together with Singapore are already in recession, so what does this mean to AARP members. Officially a country is in recession following two quarters of bad figures so the New year does not bode well.

The UK is expecting house prices to fall a further 15% throwing more people into negative equity. The 2012 Olympics and many other sporting events will be effected as sponsors feel the pinch.

Pensioners such as AARP and their counterparts from around the world will find that their pensions are smaller than expected as their funds are affected by stock market falls.

A recent survey by USWitch shows that 42% of people have cancelled insurance policies or pension contributions to save money, If you have done this how are you going to survive in the future.

The falls in the stock market have driven shares down to a level where they were about five years ago, so stocks may take a further five years to bring their saving back to the levels of a couple of months ago.

What AARP members need to do is to find an alternative way of building savings without relying on the stock market such as a plan produced by Tomorrows Home Business, to find out more fee free to contact us.

David Ogden -Tomorrow's Home Business
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AARP

Some people mad a bit of money from the Market bounce but the future is still bleak for AARP mortgage owners. House prices are in a world of their own and now everyone one is suffering and its not only in the USA and Europe it is a world wide problem. Builders still build but who can honestly afford to buy. The number AARP members who are still paying off mortgages in retirement is still rising and they struggle to make ends meet. Often the they have taken loans on the equity in their house.

A study released in September by the Centre for Retirement Research (CRR) at Boston College found that about 30 percent of homeowners ages 50 to 62 have cashed in on the equity in their homes, and they will likely remain saddled with mortgage debt and face a decline in net worth as they hit retirement

The reasons AARP members might need to refinance can be the result of layoffs or simply bad planning. The rule of thumb used to be to ensure all mortgages or loans were paid back before retirement, but as people seek to raise their living standards they started to live beyond their means, but the trouble is there is no safety net and now a few AARP members are in a situation that their loans exceed the equity in their house due to the slump in the property market.

Younger AARP members still have the time to put money aside for their retirement and one way to do this is to join a group called Tomorrow's Home Business who can show you how you can become a partner in a business which will help build funds to cover your retirement costs.

For more details please click on Contact Us below:-

David Ogden -Tomorrow's Home Business
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AARP Insurance

AARP Insurance Annuity plans are in the news at the moment as people take try to make sense of the stock market and how they will be affected the question is Are annuities for you?

I think this is a good time for people who own an annuity - or are considering buying one - to ask themselves whether they really ought to be in an annuity at all. some people recommend a particular type of annuity - an immediate annuity - as a way to convert a portion of your savings to a lifetime income once you've retired.

But immediate annuities represent a very small portion of annuity sales. Most of the annuities that are sold fall into two categories: fixed deferred annuities, which are sold to older investors such as AARP insurance members , most of whom I think would likely be better off in bank CDs and bonds; and variable annuities, which are touted as mutual funds that can shelter their gains from taxes and often sold (usually inappropriately in my opinion) as investments for IRAs and 401(k) rollover money to people who are still years away from retirement.

If nothing else, I hope the attention that insurers and annuities are getting will lead AARP Insurance members to re-assess (ideally with the help of a financial adviser who doesn't depend primarily on annuity sales for his or her livelihood) whether they really belong in annuities.

David Ogden -Tomorrows Home Business
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AARP Question

Here is a typical AARP members question "I retired five years ago, but with the economy and inflation as they are, I need to go back to work. Where do I start?"

You need to think about what you want to do and to be honest restarting a conventional job is not for everyone, after five years your attitude to work will have changed and you will find it hard to come out of retirement mode.

Yes AARP can help you find employment via their site and its partly why AARP was set up. How Long and how much work do you want to do. Some people decide they would like to work from home which saves the cost of travel etc which can eat into your earnings.

As an AARP member you might be interested in starting your own business, but as you say funds are short. If you can afford to put up say $1,000 it is possible to create an reasonable income from it in about 10 years. This will not provide immediate help but is much better that the get rich quick scams that AARP member unwittingly fall for.

As a retired person myself, I actually enjoy watching my money grow month on month especially during these difficult times, I work from home at hours that suit me.

David Ogden -Tomorrows Home Business
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AARP Insurance

AARP Insurance plans can provide you with monthly income, depending on a lump sum investment of at Least $5000, however once set up they cannot be changes, now in this time of financial crises which is sweeping around the world, it would only be a brave man who would put aside $5000 now with an uncertain future. as interest rates are still being cut in the USA and elsewhere to help ease credit restriction.

Some AARP Insurance members may have sufficient funds already invested, but what about the AARP Insurance members who are already struggling to make ends meet, what can be done to help them.

There is no quick cure to the financial meltdown and there are expected to be further failures in the financial services market, so its a case of AARP Insurance members beware. During times of recession people look at many different opportunities to create additional income and one area which is working well is Tomorrows Home Business, because its is a business built around existing customers of a health and wellness Company based in the USA and Canada. The Business has had steady growth during the last 10 years and should be unaffected by the current financial market as people such as AARP Insurance members regard health supplements as part of their staple diet.

David Ogden -Tomorrows Home Business
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AARP

AARP member may be interest in a recent survey about baby Boomers in the UK who demonstrate a changing attitude towards inheritance, with surveys suggesting they are more likely to want to use their wealth to enjoy life than to worry about leaving a bequest.

The current world financial situation may lead to AARP members being forced into the same situation as they plunder there savings to save their present lifestyle.

AARP member may also be interested to lean that for their cousins in the UK - Housing has played a big part in boomers' lives. The proportion of owner-occupiers rose from around one in four in 1950 to two-thirds by the mid-1980s. Today, 33 per cent of boomers own their homes outright and 52 per cent have mortgages, while 15 per cent have second homes. Home improvements, shows the research, form a significant part of boomer lifestyles. So does increasing the value of homes, especially in terms of using housing to fund life during retirement.

Now if these figure hold true for AARP members some 67% will still have mortgages and these people are the hardest hit during any recession and in fact it is loans in general and the mis-management of dept in general by bank and finance companies that has started the roller coaster ride towards recession.

Is there a way out for ordinary AARP members? Well as a retired person myself I have started a new ten year plan to build another income stream with Tomorrows Home Business in order to create another income stream to protect my own Lifestyle as relying on Government handouts is not an option.

David Ogden -Tomorrows Home Business
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AARP Insurance

AARP Insuranceplans can provide you with monthly income, depending on a lump sum investment of at Least $5000, however once set up they cannot be changes, now in this time of financial crises which is sweeping around the world, it would only be a brave man who would put aside $5000 now with an uncertain future. as interest rates are still being cut in the USA and elsewhere to help ease credit restriction.

Some AARP Insurance members may have sufficient funds already invested, but what about the AARP Insurance members who are already struggling to make ends meet, what can be done to help them.

There is no quick cure to the financial meltdown and there are expected to be further failures in the financial services market, so its a case of AARP Insurance members beware. During times of recession people look at many different opportunities to create addtional income and one area which is working well is Tomorrows Home Business, because its is a business built around existing customers of a health and wellness Company based in the USA and Canada. The Business has had steady growth during the last 10 years and should be unaffected by the current financial market as people such as AARP Insurance members regard health supplements as part of their staple diet.

David Ogden -Tomorrows Home Business
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AARP

Stocks continue to fall around the World and AARP members are in for a tough ride and are worried to see how savings are dwindling with interest rate cuts.

Jonathan Scheid, chief investment officer for Bellatore LLC in San Jose, Calif.,is giving this advice to AARP members - Investors who have more money in the bank than the FDIC guarantees should spread their cash around in different institutions to get the full FDIC guarantee. Even so, he says, bank yields are too low for people nearing retirement to store the bulk of their funds in bank accounts.

The stock markets will recover in the long term in the meantime AARP Members should be looking to control their future rather than rely on the Government to resolve the situation on their behalf.

The Health and Wellness industry is one area which will weather the storm(vanity always wins). Some Members of AARP and other retirees from around the world are already seeing good returns from following a model promoted by Tomorrows Home Business group which is leading the way to help people help themselves and provide hope for the future.

David Ogden -Tomorrows Home Business
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AARP

A Recent AARP Survey found that middle aged workers in the USA were not making enough effort to make savings for their retirement, using excuses such as the cost of their childrens' education.

The earlier you start retirement planning the less it will cost you and the larger your nest egg will grow. The AARP survey also found that its members were planning on working longer in order to make up shortfalls due to the current economic situation. The deteriorating economy will make it harder for people to save more but they need to make the effort now or face a crisis in the future.

Many AARP members take up part time jobs both to keep themselves active and also bring in extra income. Some go as far as setting up a home based business, such as Tomorrows Home Business, which has a ten year plan to create wealth and is affordable to middle aged people and AARP members.

So what can Tomorrow's Home Business offer AARP members. An easy method to build a secure income over a medium to long term period with minimum commitment of time and money. No special skills required apart from being able to use a computer.

It does not matter if you are a member of AARP or not if you want to know how Tomorow Home Business can help you request more information by clicking here and filling in a form.

David Ogden -Tomorrows Home Business
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AARP - Stocks Fall

Stock Markets continue to fall around the world despite US and European Bank rate cuts and there is further concerning the US regarding Insurance Companies. According to MSN News - Concern continues to grow about the health of financial companies. A quietly growing issue is the health of insurance companies after the collapse of American International Group (AIG, news, msgs). Shares of MetLife (MET, news, msgs) fell 26.8% to $27 after cutting third-quarter earnings guidance to 83 to 93 cents a share. Analysts had been expecting $1.44 a share. MetLife will also shrink its workforce and sell new common shares to bolster its capital amid rising investment losses. "I think we're as well positioned as anyone in our industry for these times," Steve Kandarian, MetLife's chief investment officer, said on a conference call, "but we are not immune, nor is any other of our peers." So what does this all mean to members of AARP, well they need to look at their options and not panic, cash is relatively safe in the bank but it would be better to get it working for you. Enhancing your future income by working now is a viable option. Many AARP members have set up home business in order to make ends meet.

One successful home business stands head and shoulders above the rest and is of interest to many AARP members because it is base on health and wellness and many AARP members are already taking supplements on a daily basis. TriVita was one of the first companies to direct sell Sublingual B-12 vitamins some ten years ago. B-12 improves ones memory and can certainly improve the lifestyle of AARP members,

Recently a group of entrepreneurs formed Tomorrows Home Business as a kind of partnership with TriVita and set in motion a plan to promote the purchase of TriVita customers. The results have been fantastic with around 8,000 being owned by Tomorrows Home Business Group. Every time a customers purchase from TriVita The members earn commissions. AARP members are advised to to look at this opportunity as a way of improving their lifestyle without risk of losing money.

Click Here to request more details of Tomorrow's Home Business

David Ogden -Tomorrows Home Business
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AARP Insurance

AARP Insurance - Lifetime income plan was designed specifically to provide fixed immediate annuities that help AARP insurance members protect themselves against the risk of outliving their savings. The AARP Insurance group annuity plans let AARP members turn part of their retirement savings into monthly income payments that will be locked in and guaranteed for life. The AARP Insurance Program offers single life and joint life annuity plans and come with important features not offered by every annuity plan … if you pass away prematurely, your beneficiary will receive any remaining payments that were guaranteed.

AARP Insurance members age 50 to 89 can purchase an annuity in any amount of $5,000 or more. You can be confident that your annuity income payments are guaranteed. With this Program, your income is backed by the financial strength of New York Life Insurance and Annuity Corporation, part of the New York Life family of companies. And, this is the only annuity Program endorsed by AARP Insurance.

AARP Insurance programs are not the sole way to obtain monthly income in retirement a group of Entrepreneurs (Tomorrow's Home Business) have combined with TriVita, a health and wellness supplier to use a plan which will produce a substantial monthly return after 10 years for a one off payment of $1,000, which will greatly enhance your lifestyle.

More Information is available in our live conference room on Thursdays 6PM PST (Click Here To enter Room and use password "success") or else contact one of our members.

David Ogden -Tomorrows Home Business
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AARP

If you Are a member of the American Association of Retired People (AARP) the current financial upheaval is certainly cause for concern. Not only only are your AARP investments falling in value, but also you may lose your hard earned saving that are help on deposit. To make matters worse your Government is going to make you the taxpayer pay for the recent bank failures.

The AARP is a very large lobbying group of baby boomers and as such actions you take can have a powerful effect on your future.

AARP members have a multitude of backgrounds, some are wealthy and retired early and some continue to work in retirement to supplement their income, others less fortunate are unable to find work due to disablement and struggle to survive on Government handouts.

What can AARP members do during these difficult times? One thing is certain they need to take back control of their future.

One way to do this is to look at a group of people, many of whom are already retired, like myself, are doing to create future wealth from committing as little as $1,000 in order to build a secure income for the later years of their life.

Image how you will feel in ten years time to have an extra $5000 a month in your pocket, to help towards medical bills, holidays or pass on to your family members.

We are called tomorrows home business, and AARP members will find we have a unique business plan which can benefit them. to find out more you are invited to attend a Presentation at http://www.tomorrowshomebusiness.com/Conference_Room.html on Thursdays at 6PM PST using the password "success" or else contact us for more information.

David Ogden -Tomorrows Home Business
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The death Of Belief

The death of belief

In the last six weeks alone Bradford & Bingley, HBOS, Lehman Bros, Wachovia, Washington Mutual, Dexia, Fortis, Merrill Lynch, Morgan Stanley and the entire banking system of Iceland have either expired or been taken over, either by rivals or by the state.

After a lifetime of trust in familiar high street banking names, ordinary depositors no longer believe their money is safe.

The rich are looking for safe havens in Germany and Ireland where even the largest accounts are explicitly guaranteed by government. The biggest problem is one of example, because banks themselves believe least of all. They are only willing to trust their cash to their central banks instead of helping each other out for day-to-day cash as they used to.

what does this mean for the small saver, well you need to get your money working for you, now stocks and shares in the USA and UK are at their lowest levels for 4 years, but perhaps now is not the time to buy.

what you are looking for is something to protest you from inflation, well perhaps I have the answer from an unusual source. how do businesses make money? Generally speaking they rely on customers. Well I can show you a business where you can own customers and get lifetime commissions on their sales. why not check it out by coming to our meeting room at Tomorrows Home Business on Thursdays 6PM PST using the password success.

Tomorrows Home Business does not require you to market or sell anything unless you wish to. You can just buy customers to earn money. We have over 8,000 customers at the moment.

David Ogden -Tomorrows Home Business
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Promoting Your Home Based Business

Promoting your home based business seems to get harder every day and is a reason for home based business failure. No Matter how you promote it is a time consuming effort.

Yes, there are tools around to help your home based business such as auto responders, I bet you have one, but do you think people read your messages. Lets put it another way do you read all you mail, No of course not, that why you have an auto responder for your home based business.

Lets face it mailing does not work, so what else can we try, FFA's and online adverts for home based business are the same few people ever read them.

How about telephone calling, well you can have some success here, once you have waded through contact numbers that are false or have been disconnect, but you need to be hard skinned to listen to abuse from someone whose phone has been ringing every half hour with offer to join this or that home based business.

Promoting or marketing a home based business is very hard, so why not leave it to the experts, like the members of Tomorrows Home Business. Instead of following up leads they purchase actual existing customers and earn lifetime commissions on all purchases.

No Marketing or selling is ever required, in fact it is possible to earn a substantial income just by purchasing customers. For more details of a home based business that works click on Contact Us button to arrange a suitable interview time.

David Ogden -Tomorrows Home Business
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Avoid Free Home Business Opportunities

Why you need to avoid Free Home Business Opportunities

Free is very popular on Google with millions of results but if you narrow down your search to the phrase Free home Business there are less than 1000 results and some of these are offering newsletters, tools or free information, so this means there are very few free home business opportunities.

I belive that this is true, because many of these so called free home business opportunites contain a catch where you need to pay money, how many times have you seen join for free in an advert, this is used as a come on to collect your details and perhaps give you a taster of how a home business will make you rich.

Many people get suckered in to a free home business only to find that in order to earn money they need to spend money. I do not know of any home business where you will not have to spend money, if there is one please contact me.

All home business need four elements, time, work, money and customers in order to create wealth. Many home business failures are not caused by the lack of time, effort or money but due to lack of customers.

Customers are the key to success, if you have no customers you have no business. We can show you a fool proof method to create wealth by buying customers, all you have to do is to contact us for free - but it's not a free home business!

David Ogden -Tomorrows Home Business
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Control your Finances

Chancellor Alistair Darling has again pledged to do "whatever it takes" to protect bank deposits as Gordon Brown announced plans for a new National Economic Council to co-ordinate the Government's response to the global economic crisis.

At a joint Downing Street press conference with Mr Brown, the Chancellor said savers should be reassured by the Bank of England's promise to make sure that banks had the funds they needed.

At the same time, the Financial Services Authority said it was extending the guarantee to depositors in British banks from £35,000 to £50,000.

This comes a few days after the Taxpayer bailed out UK Bank Bradford and Bingley. Banks in the UK like those in the USA are under threat.

The time has come come to take control of your finances and wealth to secure your families future. If you need a way to protect your lifestyle contact Tomorrows Home Business

David Ogden -Tomorrows Home Business
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Email itsgoodbusinessasia@gmail.com
Tel 603 217 5219
Skype: seadogs11

Number One At Google

Getting to number one spot in Google may take some time, depending on competition, I have captured the first two places in Google with a search on David Ogden It has taken longer than I expected, about a year, as I have competition from a Film Star David Ogden Spiers and a Composer/musician David Ogden. Getting number one spot was part of my branding goal and was achieved without resorting to PPC campaigns.

I have now proved to myself that it is possible to get to number one for any keyword with the correct approach to labelling your web site meta tags and ensuring regular updates to the information. My next goal will be to have the whole of the first page of results pointing to my information and I would like to thank Butch Hamilton an SEO specialist for showing me how this can be accomplished.

David Ogden -Tomorrows Home Business
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Start a Home Based Business Now

The Economic troubles are spreading around the world, with prices rising, businesses closing, Governments bailing out banks bad dept and rising inflation. Where will this all end?

One thing is clear its is time to look at ways of securing your own future and one way of doing this is to start your own home based business. Now you need to find a business that is simple and easy to run and will give you a good return on your investment.

Avoid the get rich quick home based business scams that promise the earth and give you nothing. also avoid MLM's where you need to purchase and deliver products. You need to find a popular home based business which has products that are purchased on a regular basis, such as health and wellness products, because no matter how the economy is performing people always want to look good and be healthy.

Think about how you are going to market you home based business, do you have any marketing or advertising knowledge? not many people do, so you need to find a company who will market and advertise your home based business.

When you search on the Internet there are millions of home based business opportunities, so why do 99% of them fail. The answer is simple they fail to get customers, due to bad products or marketing.

One group of business owners - Tomorrows Home Business has examined why home based business fail and has built a business plan based on buying customers which resolves the situation.

The home based business is so simple to set up a child could do it with minimum computer skills and no experience at all. There is no failure rate. Click Here To Request More Information

David Ogden -Tomorrows Home Business
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Skype: seadogs11

A Safe Investment

The Current banking crisis in America and Europe is raising the question as to how safe deposits are and are there alternative ways of building wealth. Many people live for today, which is a reason for keeping money on short term deposit or in a current account.

The time has come to re-examine your how you hard earned money is working for you. The housing market is not a good area at the present time. The Stock market is week and even the traditional gold and silver markets are sluggish.

One area where despite the recessionary trends consumers are still spending money is the health and wellness industry, so this may be an area which can offer an opportunity for a good return on investment (ROI) Now we are not talking about purchasing shares, but if you are one of these people who regularly take vitamins and minerals then perhaps you should consider setting up a business and buying from yourself, you could save some 20% initially and end up having a successful home business.

Now running a home business is not for everyone, people say they have not the time or knowledge to market one and do not want to approach friends and family. Tomorrows Home business has the answer because we are associated with a health and wellness company from which we can purchase existing customers, we do not have to do any marketing or selling or get involved in any way unless we wish to. we can buy customers and earn commissions for life. In fact if you had $1,000 to invest now, by doing nothing you could be earning over $5,000 a month in 10 years - not bad for doing nothing!

To learn more please click on the Contact Us link below

David Ogden -Tomorrows Home Business
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Dow Jones Record Fall

Troubled times ahead as Dow Jones records 600 point fall and around the world other financial institutions such as the UK Bradford and Bingley Bank are also failing. The Bradford and Bingley failure was due to the Bank lending money to people who could not afford to pay it back and now the taxpayer is expected to bail them out.

Why is it that so many people try to live beyond their means, it seems we are living in a spend now and do not worry about the future mentality. Governments and tax payers will not be able to pay out indefinitely. It is up to you to plan your own financial future.

You need to develop a number of income streams in order to become wealthy. Working for a wage will never make you wealthy, what you need to do is invest in you future, when you can purchase property, shares and collectable, yes there is a slump in the first two at the moment, but they will rise again. Selling on Ebay is a way some people make money from little used possessions. Starting you own home business is another way to create an income stream.

If you have money to invest now, Tomorrow's home business will show you how a partnership with a successful health and wellness company will be able to provide for your future needs for more information click on Contact Us link below.

David Ogden -Tomorrows Home Business
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