Tuesday, February 03, 2009

Benefit of Delaying Retirement

AARP Finance

What are the advantages of AARP Members delaying retirement. How working a few extra years can greatly effect you life in retirement

  • Avoids reductions in social security benefits
  • you can keep you 401(k) or other retirement plan growing, giving them time to regain recent losses.
  • It shortens your time in retirement.

At the moment the average ARRP member retires at 63 and with experts suggesting working four extra years will give time for retirement funds to recover somewhat that would mean retiring at 67.

This might not be an option for everyone as ill health can cause problems when you are older and at the moment many people are facing the possibility of losing their job.

On the other hand a member of AARP has developed many skill and knows how to do the job, so that when time are hard this is the type of person a company will retain.

The key is to retain your job as once you are unemployed it will be very difficult to find another job that pays the same.

If you are an AARP member and forced to retire early you need to seek out other ways of bringing in more money, and one of these is to start a home business.

David Ogden - Tomorrows Home Business - Retire in Ten Years
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