AARP

AARP Finance

A very gloomy end of the week for AARP member, who might not be effected by the massive job losses at Boeing Chicago, but will certainly be taking notice that the stock markets have had their worst January ever.

The Dow lost 8.8% in the month, putting it on track to close out its worst January since 1978, when it fell 7.4%. The S&P 500 lost 8.6% according to early tallies.

The Nasals's loss of 6.4% was eclipsed by last January's loss of 9.9%. That 2008 loss was the worst in the tech average's history, going back to its inception in 1971.

Last year saw 2.9 Million job losses and this years forecast is for a further 2.0 Million so the next few months will be critical. Japan has announced some 27,000 thousand job losses, in electronics and car industries and in the UK Honda is closing its car plant for four months. Many AARP members are looking a the Internet as a way to earn extra money and groups such as Tomorrows Home Business can show you how to build a substantial fund over a ten year period.

David Ogden - Health and Wellness - Lose Weight USA
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Sonoran Bloom

Sonoran Bloom Nopalea product is to be launched in Phoenix on March 26th Business TriVita Business Affiliate will receive Sonoran Bloom training from 1-5 PM, and are also invited to attend the March 26th Member "Evening Event" scheduled from 6:30 PM to 8:00 PM.

At this evening event, Affiliates, Customers and Guests will get to meet the CEO, Michael Ellison and Chief Science Officer, Brazos Minshew, learn about the Share and Earn Bonus program which can earn affiliates between $500 -$2,000 in the first 90 days and be the first to experience the new Sonoran Bloom™, Nopalea™ product!

The Sonoran Bloom Nopalea™ is a fruit drink contain anti oxidants,which help prevent aging. detoxify your body mad fight fatigue

All registered attendees will receive a FREE 32 oz. bottle of Nopalea™ and discover how to earn generous rewards.

Save the date for Thursday, March 26, 2009 at 6:30 PM at the Phoenix Airport Marriott Hotel. More details to follow regarding registration, etc. in future Weekly Updates."

It will be a significant event for TriVita and all business affiliates who attend. They will receive the inside early information regarding Sonoran Bloom and its health benefits.

If you are interested to know more please contact me or For More Health Information from TriVita Click Here

David Ogden - Health and Wellness - Lose Weight USA
Contact Us
TriVita Business Affiliate 13142173
phone 1-386-308-1956
Skype seadogs11
Tomorrows home business Group
Sonoran Bloom Web site
Free Weight Loss Report
Free Fast Track to Weight Loss DVD
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AARP

Today the House of Representatives vote on the Economic Recovery Package and members of AARP wave been writing letters to their representatives to support the package, this was a typical letter

Dear [Decision Maker],

Please personalize your message As an AARP member, I urge you to pass the strong, comprehensive economic recovery package that will reach the House floor this week. This legislation would directly address the most immediate and day-to-day needs of the Americans who most need relief.

In particular, I am very pleased that the current legislation includes crucial funding for state health and long-term care programs, improvements in health care - such as health information technology, health care effectiveness research, and nurse and primary care training, affordable health insurance options for those who lost health coverage along with jobs; funding to help those who have lost employment; and needed money for the Social Security Administration.

Because older Americans have been particularly hard hit by the economic crisis, I urge you to support the House legislation to help with our economic recovery. I also urge that any final package also include a direct payment to the over 25 million individuals 65 and older who no longer work and cannot benefit from the worker tax credit, as well as stronger protections for home and community based services.

The gravity of the economic crisis requires urgent action - the House package will help provide much-needed relief to millions across the country.

Sincerely,

[Your Name]
[Your Address]
[City, State ZIP]

Now we have to await and see if the AARP lobby has been successful, if it fails then perhaps AARP Members will have take matters into their own hand and consider starting a home based business to create an additional income stream. Tomorrows Home Business can show you how to build a substantial retire fund in ten years.

David Ogden - Health and Wellness - Lose Weight USA
Contact Us
TriVita Business Affiliate 13142173
phone 1-386-308-1956
Skype seadogs11
Tomorrows home business Group
Earn money with AlertPay
The Truth About Web Prosperity

AARP

AARP Finance - job cuts

Now that the Obama has taken over the reins companies across the USA have started to announce massive job cuts in order to survive.

Caterpillar, a Dow component, said it will cut 20,000 jobs, or 10% of its workforce due to the impact of the rough economic environment. Caterpillar also reported that fourth-quarter earnings tumbled 32% from a year ago. Caterpillar (CAT, Fortune 500) shares lost 8.4%.

Home Depot (HD, Fortune 500) said it was eliminating 7,000 jobs as a result of closing its high-end EXPO business and cutting its support staff. Shares gained 4.7%.

Sprint Nextel (S, Fortune 500) said it will cut up to 8,000 jobs in the first quarter and take a charge of more than $300 million, as it contends with the sluggish economy. Shares gained 1.2%.

Now these are the the big ones, elsewhere reports are coming out of salary reductions and laying of of full time workers, so what does this mean to AARP members many of whom have taken up jobs to help meet their costs in retirement.

Times are going to be hard for the foreseeable future and its no use members of AARP looking to others or relying on working for someone else to make a living. The time is ripe to work for yourself and their are many opportunities available. you just need to find one that suits you. be it earning commissions from sales, or delivering items door to door.

Many AARP members are looking a the Internet as a way to earn extra money and groups such as Tomorrows Home Business can show you how to build a substantial fund over a ten year period.

David Ogden - Health and Wellness - Lose Weight USA
Contact Us
TriVita Business Affiliate 13142173
phone 1-386-308-1956
Skype seadogs11
Tomorrows home business Group
Earn money with AlertPay
The Truth About Web Prosperity

Retire In Ten Years

AARP
Retire in Ten Years - Planning ahead

Planning to retire soon, or a distant someday? If you're discouraged about the prospects of retiring, you're not alone: Only 18% of workers are very confident about retirement, according to the Employee Benefit Research Institute.

With all the economic gloom-and-doom you hear these days, no wonder so many people feel uneasy. Your best bet? Make sure you have a solid retirement plan – starting today so that you can retire in ten years.

calculate your retirement savings The first step is to calculate your retirement savings. Ask yourself these questions:

• How much do I have?
• How much will I need to retire in tens years and live comfortably? (Be sure to include healthcare costs)
• How much time do I have to create a nice nest egg?
• Where will the money come from?
• Social Security (go to ssa.gov for an online benefits calculator)
• Pension(s)
• Investments

The Employee Benefit Research Institute survey found that when people calculated their retirement savings, it had a strong effect on their behaviour: 44% changed their retirement planning strategy and 59% started saving and/or investing more.

Work longer
Many people of retirement age are finding that they must work longer than they had originally expected. Sometimes working a few extra years can make a huge difference when it comes to retirement funds. If you have to continue working to retire in ten years, there are some steps you can take to maximize your money:

• Contribute the maximum amount to Individual Retirement Accounts (IRAs)
• Contribute the maximum amount to your employer-retirement plan (if you're no longer working, you can roll over your 401(k) to an IRA)
• Try to keep at least three months' expenses in a savings or similar account.
• Seek expert advice

When it comes to financial planning, most of us could use some expert advice. And because life expectancy keeps increasing, seniors are finding themselves retired much longer than previous generations. This means the retirement plans of yesterday won't work for today – or tomorrow. Be sure you're prepared for this extended phase of life by consulting a financial planner (check credentials before hiring anyone). He or she will be able to assess your specific situation and offer the best suggestions to fit your needs.

Whether you plan your own retirement strategy or seek expert advice, the important thing is to plan. Take steps today so you'll be retirement ready tomorrow.

Are You ready to retire in ten years?

Planning is the name of the game

Employment in the retirement age
Are you 50+ and looking for a job?
Visit these web sites to find job postings, career advice and helpful job-search tools. http://aarp.org http://workforce50.com http://retirementjobs.com http://seniors4hire.com
Or start a home business which can help you >retire in ten years.

Tomorrows Home Business has a business model prepared by economist Dr Raymond Jewel, and which can be customised to meet with your own circumstances and required income. You are invited to attend a live presentation every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

Retire In Ten Years

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David Ogden - Internet Marketing Mentor
TheInterbiz LLC
http://DavidOgden.org
http://tomorrowshomebusiness.com
http://visittrivita.com/13142173

Email itsgoodbusinessasia@gmail.com
Tel 603 217 5219
Skype: seadogs11

AARP - Retire In Ten Years

AARP

AARP -Health after you retire in 10 years

The earlier you retire the more you need to think about what you are going to do in retirement to maintain your health.

An AARP study found people who get regular, moderate exercise tend to avoid the costs of long-term and chronic health care for 10 to 20 years longer than people who don't. That can add up to big savings, as well as a better quality of life: costs for top private care can run up to $80,000 a year or more. It pays to take care of your health after you retire.

How can you help keep your health care costs low?

AARP Members have found lots of ways to stay healthy and avoid expensive medical bills. Here are just a few:

Walking
Swimming
Cycling
Senior fitness classes and sports clubs
Gardening, mowing the lawn, raking leaves, sweeping snow off your steps
Ballroom dancing
Working as a volunteer
Getting regular check-ups with your doctor

Remember: A healthy lifestyle can save you money

You'll live longer and you'll feel better and enjoy life more. Don't give up if you are less healthy now than you would like to be. It's never too late to get back on track

So you see retirement is no longer the end of the line waiting for God, so why not try to retire ten years early like many AARP members.

If you do not have enough money yet I can show you a business model prepared by economist Dr Raymond Jewel which can be customised to meet with your own circumstances and required retirement income. A live opportunity will be presented every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

Retire in Ten Years

AARP Finance

Can you retire in ten years?

Currently the average retirement age in the USA is the early 60's, retiring earlier than this is going to need lots of money, perhaps 1/3 of your income so the first thing you need top do is work out your budget and then track spending

Government figures show that people earning less than £50,000 a year spend more than they earn. So It time to see where you are wasting money, as a first step put aside 10% of your income for emergencies. If you get a pay rise put the additional amount aside to start building your pension, rather than spending it.

It is helpful is you can use a computer software such as Money or quick to help analyse your spending and plan on how much you will need when you retire and you can quickly group expenses as necessary or discretionary items like holiday are discretionary.

Once you budget is complete you can start to analyse where the funds for your to retire early will come from. One method to curb spending is to throw away your credit cards and only use cash that way you will not be tempted to purchase items that you cannot afford.

Cutting cost is easier than you think on groceries use local supermarket rather than branded goods. Turn down your heating or air con to reduce energy costs. Interest rates are at all time lows at the moment so make sure you are getting the lowest rates on any loans or mortgages. If you own money on credit cards move to card which gives you an interest holiday on transferred balances.

Finally get the money you are saving working for you so that you can retire, one way of doing this is to set up a home business to build a second income stream.

I can show you a business model prepared by economist Dr Raymond Jewel which can be customised to meet with your own circumstances and required retirement income. A live opportunity will be presented every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

AARP - How to Retire in 10 years

The  AARP secret of how to retire in 10 years

The current financial crises has led many people to look at their current retirement plans and many pensioner are finding they are having to live on a reduced income.

Job security and pension can no longer be guaranteed and many people will need to work longer than they had planned to provide an adequate standard of living in their retirement years.

Last year I discovered the AARP secret of how to retire in 10 years and I wish I had found it 10 years ago. the secret is one of the laws of wealth called compounding and all you have to do is to join Tomorrows home business and follow their plan actively running a business for tens years and reinvesting all earnings. At the end of ten years you can retire and continue to live on a monthly income of thousands of dollars.

Does this sound to good to be true? Well I can tell you it works and we explain exactly what you need to do at our weekly presentations held every Thursday at 6pm PST. Click here to enter room and follow the instruction for logging in.

If you have any questions or want a personal presentation on how to retire in 10 years please contact me.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
AARP - How to Retire In 10 Years