AARP - Retire In Ten Years

AARP

AARP -Health after you retire in 10 years

The earlier you retire the more you need to think about what you are going to do in retirement to maintain your health.

An AARP study found people who get regular, moderate exercise tend to avoid the costs of long-term and chronic health care for 10 to 20 years longer than people who don't. That can add up to big savings, as well as a better quality of life: costs for top private care can run up to $80,000 a year or more. It pays to take care of your health after you retire.

How can you help keep your health care costs low?

AARP Members have found lots of ways to stay healthy and avoid expensive medical bills. Here are just a few:

Walking
Swimming
Cycling
Senior fitness classes and sports clubs
Gardening, mowing the lawn, raking leaves, sweeping snow off your steps
Ballroom dancing
Working as a volunteer
Getting regular check-ups with your doctor

Remember: A healthy lifestyle can save you money

You'll live longer and you'll feel better and enjoy life more. Don't give up if you are less healthy now than you would like to be. It's never too late to get back on track

So you see retirement is no longer the end of the line waiting for God, so why not try to retire ten years early like many AARP members.

If you do not have enough money yet I can show you a business model prepared by economist Dr Raymond Jewel which can be customised to meet with your own circumstances and required retirement income. A live opportunity will be presented every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

Retire in Ten Years

AARP Finance

Can you retire in ten years?

Currently the average retirement age in the USA is the early 60's, retiring earlier than this is going to need lots of money, perhaps 1/3 of your income so the first thing you need top do is work out your budget and then track spending

Government figures show that people earning less than £50,000 a year spend more than they earn. So It time to see where you are wasting money, as a first step put aside 10% of your income for emergencies. If you get a pay rise put the additional amount aside to start building your pension, rather than spending it.

It is helpful is you can use a computer software such as Money or quick to help analyse your spending and plan on how much you will need when you retire and you can quickly group expenses as necessary or discretionary items like holiday are discretionary.

Once you budget is complete you can start to analyse where the funds for your to retire early will come from. One method to curb spending is to throw away your credit cards and only use cash that way you will not be tempted to purchase items that you cannot afford.

Cutting cost is easier than you think on groceries use local supermarket rather than branded goods. Turn down your heating or air con to reduce energy costs. Interest rates are at all time lows at the moment so make sure you are getting the lowest rates on any loans or mortgages. If you own money on credit cards move to card which gives you an interest holiday on transferred balances.

Finally get the money you are saving working for you so that you can retire, one way of doing this is to set up a home business to build a second income stream.

I can show you a business model prepared by economist Dr Raymond Jewel which can be customised to meet with your own circumstances and required retirement income. A live opportunity will be presented every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review