Sonoran Bloom

Sonoran Bloom

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Sonoran Bloom™ Launches New Opportunity!

TriVita is preparing to embark on one of our most ambitious endeavours in our 10-year history – the launch of Sonoran Bloom Nopalea™ and the Sonoran Bloom Tour featuring CEO Michael Ellison and Chief Science Office Brazos Minshew.

“I believe that Sonoran Bloom Nopalea will be TriVita’s first billion dollar product,” states Michael Ellison.  This premier product launch is being supported by several key initiatives to help increase Business Affiliate growth, including; a North American Tour, beautifully designed branding and marketing materials and a simple, yet effective, Share and Earn Income Accelerator System.

Sonoran Bloom Tour Kicks Off In Phoenix

On March 26, 2009, in Phoenix, Arizona, the Sonoran Bloom tour kicks off with a special Business Affiliate afternoon training session and an evening event. This is much more than an Event or Conference… this is the exclusive launching of a new opportunity greater than anything ever in the 10 year history of TriVita… don’t get left behind because you are not part of the momentum and flow of where TriVita is going.  Join us so you can accelerate your business as never before.

Here is why YOU and your team need to be at this event:

• Take advantage of this ground floor opportunity
• Experience Nopalea™ and be the first to market this product
• Training on the Share and Earn Income Accelerator System
• Receive 100 FREE DVDs, Brochures and Business Cards
• Hear details on how you can earn up to $500 to $2000 in the first 90 days
• Leverage the 70% Share and Earn payout for Nopalea™
• Leave empowered with the knowledge and tools to achieve success

Phoenix Sonoran Bloom Agenda

1:00 – 5:00 p.m. Business Affiliate Training

7:00 – 8:30 p.m. Sonoran Bloom Evening Event

Registration Details:

Event Web Registration: www.trivitatour.com

Event Phone Registration: 1.800.TRIVITA

*You need to register by March 19, 2009, to receive new Sonoran Bloom Business Cards.  Business card information will be taken from your information in our system, so make sure to update your information with Business Services before the deadline.

Phoenix Airport Marriott
1101 North 44th Street
Phoenix, AZ  85008

Marriott Hotel Phone Reservations: 1.800.228.9290, Group Code: TRIVITA

Marriott Hotel Web Reservations: www.marriott.com/phxap

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Schedule An Office Tour During The March 26 Kick Off Event

While in town for the Sonoran Bloom kick off event, bring your prospects and guest to the TriVita corporate offices for a tour.  The newly designed entrance and honour room reflect the pride in our history and support of our Business Affiliate community.

We are currently looking into transportation options for
office tours.

TriVita
16100 N. Greenway Hayden Loop
Suite 950
Scottsdale, AZ  85260
480.991.6535
Click Here for Directions from Marriott to TriVita

GDF
15735 N 83rd Way
Scottsdale, AZ  85260
480-483-0398 
Click Here for Directions from TriVita to GDF

Office Tour Dates and Times

Thursday, March 26, 2009 - 8:30am & 10:00am

Friday, March 27, 2009 - 10:00am

To reserve a place on one of the office tours, please call 1.800.TRIVITA.

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Sonoran Bloom Registration Website Now Live

The North American Sonoran Bloom Tour registration site will go live Friday, February 13, 2009.  The website address is www.trivitatour.com.  Currently Phoenix is the only city choice available. 

From this website, Business Affiliates, Members and Guests can register for the Sonoran Bloom VIP Luncheon starting April 28, 2009, in Orlando, and the Sonoran Bloom Evening Event.  More city choices will be added as locations are confirmed.

If your are not already a member of  Trivita please mention you were referred by Affiliate No 13142173 

As a result of registration for an event, a confirmation email will be mailed out with registration details and a link for a single free 32oz bottle of Nopalea™ and/or complimentary lunch ticket.

All attendees must present their tickets to attend either event.  Only one ticket per attendee.  Please confirm, and reconfirm lunch with your guest as TriVita will pre-pay for their lunch based on their reservation.

*Note: There is no luncheon scheduled for the Phoenix, March 26, 2009 event.

Business Affiliates are encouraged to contact Business Services at 1.800.TRIVITA or support@trivita.com for all event questions.  A new email address and hotline number has been created for the tour as well for the convenience of Members and guests.  Sonoran Bloom Tour Hotline Number: 1.800.652.0973 or trivitatour@trivita.com will be available on Tuesday, February 17, 2009.

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Sonoran Bloom Tour Coming To A City Near You

After the Phoenix kick off event, the Sonoran Bloom Tour will hit the road. 

Below are the confirmed dates and locations for April and May:

April 28, 2009	Orlando	BA Support – Susan Wright & Steve Baron
April 29, 2009	Tampa	BA Support – Denise Wilson
April 30, 2009	Atlanta	BA Support – Kevin McCarthy & Peter Caparis

Below are the dates and locations we are confirming:

May 12, 2009	Charlotte	BA Support – Tina Gonda
May 13, 2009	Kansas City	BA Support – Diane Hastings
May 14, 2009	Albuquerque	BA Support
May 19, 2009	Bangor	BA Support – Tom & Lori Obey
May 21, 2009	Baltimore	BA Support – Sue Buscemi

Retire In Ten Years

Retire in ten years, is an option when you run an online business. but there is a secret.

Let’s face it, if you put off talking to everyone you know because you might be afraid of what they might think of you and your business, then you can never expect to achieve the level of success that others have when they have talked to everyone they know. The contact list is the life blood of any MLM business, and to be hesitant to work through the list is a good way to lose any momentum and a reason to just quit like so many have in the past.

How do you get past this problem, start your home business, and retire in ten years?

With the Internet, e-mail, and software available, today is a new day in network marketing. No more bothering friends and family and trying to convince people against their will to join your business. You now have the ability to post your business out there in cyber space and find that there are people who actually want to join your business. This may be just the answer for you to revive your business and get you over the hurdle that’s been keeping you from earning the income available in your home based business. But how do you get started?

The key to success that will allow you to retire in ten years, is getting customers for your business and to be honest its a problem for many home business owners, who spend many hours cultivating business leads and often give up. There is however an answer and that is to buy customers, that way you can save all the cost time and hassle in marketing your product and build a good customer base.

Now not many people know this secret that will allow you to retire in ten years, but there is a direct selling company in the USA that will sell their customers to you, and what is more on top of earning ongoing commissions they will continue to market to your customers.

Does this sound to good to be true?, well it gets better you can join in with a group of fellow entrepreneurs who will work with you to grow your business.

David Ogden - Tomorrows Home Business - Retire in Ten Years
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Sonoran Bloom

Sonoran Bloom Evening Event Update In Phoenix March 26th

Sonoran Bloom Nopalea™product is to be launched in Phoenix on March 26th Business TriVita Business Affiliate will receive Sonoran Bloom training from 1-5 PM, and are also invited to attend the March 26th Member “Evening Event” scheduled from 7:00 PM to 8:30 PM.

Special telephone numbers and a website URL will be coming soon enabling you to book your place at the road shows, watch this space for more details.

Sonoran Bloom Nopalea is the first in a new line of products and it will give the average person the means of creating wellness business. The NEW Sonoran Bloom Share And Earn Bonus Program will be launched at the same time and includes an income accelerator plan providing 70% commissions will run for 90 days and enable you to earn up to $500-$1000.

"I believe that Sonoran bloom nopelea™ will be the fist million dollar product"; Michel Ellison CEO TriVita Feb 2009.

Sonoran bloom nopelea™ creates a healthy cellular foundation and fights inflammation and is of benefit suffers of Alzheimer and many other diseases.

If you are interested to know more please contact me or For More Health Information from TriVita Click Here

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AARP

AARP - Finance

US stocks ratios have now dropped to 75% of GDP and According to investing guru Warren Buffett, U.S. stocks are a logical investment when their total market value equals 70% to 80% of Gross National Product. This combined with the economic stimulus plan currently under debate may be enough to start the stocks on an upward trend which would be AARP members who are relying on investments to fund their retirement.

Elsewhere Sterling has begun to make advances against other currencies thanks to better than expected performance of Barkclays bank who stocks rose 10%. There is a suggestion that even with recession biting deeply and a gloomy economic outlook sterling is past it worse.

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AARP

AARP - Finance

Last months unemployment figures were the highest for 34 years with a further 598,000 jobs lost and the trend is expected to continue with some experts expecting it to reach 9% by the end of the year. Long term unemployment is also growing with 2.6 million people being out of work for over six months.

AARP members looking for part time jobs to bolster their retirement incomes are facing stiffer competition. Richard Johnson, an economist at the Urban Institute. “This recession is bad for older people because they can no longer simply afford to retire when they lose their jobs like they did in the past. Now we have so many older people invested in the stock market through retirement plans, it’s really impossible for them to retire.”

AARP members looking for alternatives have begun to consider setting themselves up in business for themselves, where they can take advantage of tax breaks and earn extra money to meet retirement costs with the help of such groups as Tomorrows Home Business.

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AARP

AARP - Finance

Virtually the whole world is awaiting to see the US economic plan put into action, yes delays might save some money, but the sooner the bills are approved the faster confidence will return. Here is a leaked report of what has been changed from the original plan.
CNN obtained, from a Democratic leadership aide, a list of some programs that have been cut, either entirely or partially:

Partially cut:

• $3.5 billion for energy-efficient federal buildings (original bill $7 billion)
• $75 million from Smithsonian (original bill $150 million)
• $200 million from Environmental Protection Agency Super fund (original bill $800 million)
• $100 million from National Oceanic and Atmospheric Administration (original bill $427 million)
• $100 million from law enforcement wireless (original bill $200 million)
• $300 million from federal fleet of hybrid vehicles (original bill $600 million)
• $100 million from FBI construction (original bill $400 million)

Fully eliminated

• $55 million for historic preservation
• $122 million for Coast Guard polar icebreaker/cutters
• $100 million for Farm Service Agency modernization

It is now expect the bill will be voted on on Tuesday

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TriVita - Success

  Meet Precious - a TriVita Member since 2003. She’s had a positive experience with several TriVita products and now she’s referring more and doing great!

Precious (left) & her daughter

Personal Stats:
Name: Precious D.
Location: Bloomington, IN
Age: 55  Occupation: A licensed LPN

Favourite Products:

• Sublingual B-12, B-6 & Folic Acid
• Adaptogen 10 Plus
• Gingko Biloba

Product Story:
Precious’s great success with Sublingual B-12 has allowed her to recommend TriVita to both family and friends. “My 27-year-old daughter is also a regular user of TriVita Sublingual B-12,” Precious remarks. “It has really helped with a medical condition. She is also an opera singer and takes Adaptogen 10 Plus to deal with a very stressful life. It works wonders and she loves the products.”

Referring Activity:
Precious had 11 referred accounts as of October 2008. The Refer & Win Celebration encouraged her to refer even more. Her tremendous success has also earned her Gift Cards and compensation checks. “I am so thankful for those extra rewards.”

She is also thankful for what TriVita products have done for her friends. Precious recommended VisionGuard to her dear friend, Deborah, who was having glaucoma problems. The doctor started Deborah on medication which gave her dark circles under her eyes. Precious then suggested VisionGuard to her. After only a month Deborah's doctor observed a big improvement in her eyes. Deborah told the doctor about VisionGuard and he asked her to bring more information to him. She is on her second month with VisionGuard and is absolutely thrilled with the results. Because of Deborah’s success with VisionGuard, Precious’s brother is now making it a part of his regimen.

She has her own agency called Nurse Angels, where she assists people with health-related issues. Through Nurse Angels, she is able to recommend TriVita products to people who can benefit from them and show them the way to health and wellness. Precious is also going to school to become a Registered Nurse. “My great referral success has earned me fantastic rewards,” she says. “Better yet, I have the satisfaction of helping improve people’s lives.”

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AARP Finance

AARP - Finance

The UK has reduced its Interest rate to 1.0% as expected but this is a twin bladed sword because saving rates have also reduced which effect many retired people.

There is also a glimmer of hope in the UK housing market based on a recent survey, it seems that houses prices have reached a level where first time buyers are prepared to enter the market, provided they can obtain loans to borrow between 3-4 times their income. At the moment it looks like the housing market will improve ahead of the USA, where investors are still looking for the market to fall by a further 20% or more mortgage rates are rising

Last week, when the average 30-year fixed mortgage rate was 5.48%, a $200,000 loan would have carried a monthly payment of $1,133.07, according to Bankrate.com. With the average rate now 5.70%, the monthly payment for the same size loan would be $1,160.80, a difference of nearly $28 per month.

In the USA the senates debate on the economic stimulus plan is due to conclude on Friday morning and it is expected that the funding requirement will be reduced to help the budget deficit.

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Weight Loss

Are you looking for quick weight loss? Many people want to lose weight, but many of them are using the wrong diets and exercise methods that yield no results! Working out long and hard at the gym

Are you looking for quick weight loss? Many people want to lose weight, but many of them are using the wrong diets and exercise methods that yield no results! Working out long and hard at the gym and jogging every day will never give you the weight loss effects you want. This article will describe the 4 most important aspects of weight loss, and how you can do it quickly.

1. Having The Right Diet

This is the number one factor that determines whether you will be able to slim down or not. No amount of exercise and working out is going to help if you are eating the wrong types of foods and not eating fat burning foods to maximize your weight loss results. Your body is ultimately made by what you put in your mouth.

2. Eating 5 Small Meals A Day

Eating effective fat burning foods is the best way to lose weight. You need to aim be eat about 5 small meals per day. By eating more frequently using smaller portions, you can boost your body’s metabolism and get fast weight loss.

3. Cardiovascular Exercise

Most people know that cardio training is helpful in making the body lose fats, but do you know that most people exercise the wrong and ineffective way? Most generally think that jogging for a long period of time is the best for weight loss, when in actual fact it is very ineffective.

The right way to exercise is to perform more intense but shorter workouts. You can perform your cardio exercise on any exercise equipment, and start off slowly. After about five minutes, you should increase the intensity of your exercise until you are fully exerting yourself for 1 to 2 minutes. After that time, you can lower the intensity before you increase it up again. its a bit like interval running training, sprints and recovery.

4. Small Amounts Of Strength Training

Most women have the wrong idea that strength training will build bulky muscles. It is only a myth since it is very difficult for women to bulk up because they have lower levels of testosterone. Small amounts of strength training can help you tone your muscles and make you look slimmer!

By building some muscles on your body, you will be able to achieve a sexier and healthier looking body. If you slim down without building up some lean muscle, you will look like a walking toothpick.

Conclusion

Slimming down is easy if you eat the right foods and exercise the right way. Once you lower your body fat levels sufficiently, you should start to see your body responding in a positive way. Use the resources below to achieve fast weight loss

To find out how to lose weight the safe way Click Here, or to receive my FREE weight loss Report Click Here or if you want a Free Fast Track To Weight Loss DVD Click Here

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AARP News

AARP - Finance

For past year, small businesses made deep staffing cuts: Companies with 500 or fewer workers cut 430,000 positions in January, according to the latest ADP (ADP, Fortune 500) employment report, released Wednesday.

Small business employers are typically the last to cut jobs and the first to create them, which makes January's job-loss numbers a worrying omen for the rest of the year. Joel Prakken, chairman of ADP's research partner, Macroeconomics Advisers, doesn't expect improvement any time soon.

"We believe that for the first half of this year, the economy will continue to contract," he said. "There may be growth in the second half, but it will be sluggish."

Many small businesses are looking for ways to survive, but if their business product is not essential then the prospects are not good, a few are changing the way they work and seeking more customers or improving customers benefits.

Customers are the key to success, however until such time as some of the benefits of the financial stimulus plan produce money in customers pockets the future look bleak.

Generally speaking employees in small businesses are more flexible about the work they do and many are multi skilled and these are the kind of people who take matters into their own hands when redundancy threatens and set up their own business.

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Retire In Ten Years

AARP Plan To Retire in Ten Years

The word retirement is not something of much concern when people are young. It is 20 or even 30 years away and a lot can happen during that time. The thought of retiring and what to do when the time comes, is a dream and with proper planning that can become a reality.

All the financial upheaval at the moment is taking us back to the time when retirement did not exist, people worked until they died. Relying on state benefits and retirement plans can be seen not to be wise, ask anyone who has a 401(k) plan about their retirement plans now and their dream has been taken away.

If you are serious about retiring you need to start planning early to create wealth. Little things such as buying groceries from the supermarket instead of the local convenience store since items are much cheaper there. A person can also buy generic stuff instead of designer products that are of equal quality. The money saved is a start and in time, can go a long way due to compounding.

The best way to plan to retire in ten years, is to have full control of your wealth creation process and one way to do this is to run your own business and take full control of the situation. There are markets and opportunities out there which will allow you to retire in ten years, and they do not rely on stock or shares or insurance policies to fund your retirement.

The ideal plan to retire in ten years is to reinvest all income back into your business for a period of ten years and over that period of time the compound affect can then provide you with an ongoing monthly income from your business.

You need to be strong willed to reach you goal to retire in ten years, most people fail because they would rather spend the profit rather than feed it back into their business.

The question is do you have the belief that you can retire in ten years, if so please feel free to contact me.

David Ogden - Tomorrows Home Business - Retire in Ten Years
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Benefit of Delaying Retirement

AARP Finance

What are the advantages of AARP Members delaying retirement. How working a few extra years can greatly effect you life in retirement

• Avoids reductions in social security benefits
• you can keep you 401(k) or other retirement plan growing, giving them time to regain recent losses.
• It shortens your time in retirement.

At the moment the average ARRP member retires at 63 and with experts suggesting working four extra years will give time for retirement funds to recover somewhat that would mean retiring at 67.

This might not be an option for everyone as ill health can cause problems when you are older and at the moment many people are facing the possibility of losing their job.

On the other hand a member of AARP has developed many skill and knows how to do the job, so that when time are hard this is the type of person a company will retain.

The key is to retain your job as once you are unemployed it will be very difficult to find another job that pays the same.

If you are an AARP member and forced to retire early you need to seek out other ways of bringing in more money, and one of these is to start a home business.

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Financial News

AARP Finance

Interest rates in the UK are expected to fall again this week as a measure to bolster the failing economy. The spectre of Deflation is looming in the background.

Howard Archer, chief UK and European economist at IHS Global Insight, said the Bank was "under severe pressure" to cut rates by another half percentage point.
"With GDP suffering its largest drop for nearly 30 years in the fourth quarter of 2008, latest data and survey evidence largely reinforcing belief that the economy is poised to suffer in 2009 the largest single year contraction since the Second World War, credit conditions remaining extremely tight, and a period of deflation highly possible in the second half of this year, the pressure on the Bank of England to act is intense," he said.

The USA is little better of having already reduced rates and awaits the approval of the financial stimulus plan later this month

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AARP

AARP Finance

A very gloomy end of the week for AARP member, who might not be effected by the massive job losses at Boeing Chicago, but will certainly be taking notice that the stock markets have had their worst January ever.

The Dow lost 8.8% in the month, putting it on track to close out its worst January since 1978, when it fell 7.4%. The S&P 500 lost 8.6% according to early tallies.

The Nasals's loss of 6.4% was eclipsed by last January's loss of 9.9%. That 2008 loss was the worst in the tech average's history, going back to its inception in 1971.

Last year saw 2.9 Million job losses and this years forecast is for a further 2.0 Million so the next few months will be critical. Japan has announced some 27,000 thousand job losses, in electronics and car industries and in the UK Honda is closing its car plant for four months. Many AARP members are looking a the Internet as a way to earn extra money and groups such as Tomorrows Home Business can show you how to build a substantial fund over a ten year period.

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Sonoran Bloom

Sonoran Bloom Nopalea product is to be launched in Phoenix on March 26th Business TriVita Business Affiliate will receive Sonoran Bloom training from 1-5 PM, and are also invited to attend the March 26th Member "Evening Event" scheduled from 6:30 PM to 8:00 PM.

At this evening event, Affiliates, Customers and Guests will get to meet the CEO, Michael Ellison and Chief Science Officer, Brazos Minshew, learn about the Share and Earn Bonus program which can earn affiliates between $500 -$2,000 in the first 90 days and be the first to experience the new Sonoran Bloom™, Nopalea™ product!

The Sonoran Bloom Nopalea™ is a fruit drink contain anti oxidants,which help prevent aging. detoxify your body mad fight fatigue

All registered attendees will receive a FREE 32 oz. bottle of Nopalea™ and discover how to earn generous rewards.

Save the date for Thursday, March 26, 2009 at 6:30 PM at the Phoenix Airport Marriott Hotel. More details to follow regarding registration, etc. in future Weekly Updates."

It will be a significant event for TriVita and all business affiliates who attend. They will receive the inside early information regarding Sonoran Bloom and its health benefits.

If you are interested to know more please contact me or For More Health Information from TriVita Click Here

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AARP

Today the House of Representatives vote on the Economic Recovery Package and members of AARP wave been writing letters to their representatives to support the package, this was a typical letter

Dear [Decision Maker],

Please personalize your message As an AARP member, I urge you to pass the strong, comprehensive economic recovery package that will reach the House floor this week. This legislation would directly address the most immediate and day-to-day needs of the Americans who most need relief.

In particular, I am very pleased that the current legislation includes crucial funding for state health and long-term care programs, improvements in health care - such as health information technology, health care effectiveness research, and nurse and primary care training, affordable health insurance options for those who lost health coverage along with jobs; funding to help those who have lost employment; and needed money for the Social Security Administration.

Because older Americans have been particularly hard hit by the economic crisis, I urge you to support the House legislation to help with our economic recovery. I also urge that any final package also include a direct payment to the over 25 million individuals 65 and older who no longer work and cannot benefit from the worker tax credit, as well as stronger protections for home and community based services.

The gravity of the economic crisis requires urgent action - the House package will help provide much-needed relief to millions across the country.

Sincerely,

[Your Name]
[Your Address]
[City, State ZIP]

Now we have to await and see if the AARP lobby has been successful, if it fails then perhaps AARP Members will have take matters into their own hand and consider starting a home based business to create an additional income stream. Tomorrows Home Business can show you how to build a substantial retire fund in ten years.

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AARP

AARP Finance - job cuts

Now that the Obama has taken over the reins companies across the USA have started to announce massive job cuts in order to survive.

Caterpillar, a Dow component, said it will cut 20,000 jobs, or 10% of its workforce due to the impact of the rough economic environment. Caterpillar also reported that fourth-quarter earnings tumbled 32% from a year ago. Caterpillar (CAT, Fortune 500) shares lost 8.4%.

Home Depot (HD, Fortune 500) said it was eliminating 7,000 jobs as a result of closing its high-end EXPO business and cutting its support staff. Shares gained 4.7%.

Sprint Nextel (S, Fortune 500) said it will cut up to 8,000 jobs in the first quarter and take a charge of more than $300 million, as it contends with the sluggish economy. Shares gained 1.2%.

Now these are the the big ones, elsewhere reports are coming out of salary reductions and laying of of full time workers, so what does this mean to AARP members many of whom have taken up jobs to help meet their costs in retirement.

Times are going to be hard for the foreseeable future and its no use members of AARP looking to others or relying on working for someone else to make a living. The time is ripe to work for yourself and their are many opportunities available. you just need to find one that suits you. be it earning commissions from sales, or delivering items door to door.

Many AARP members are looking a the Internet as a way to earn extra money and groups such as Tomorrows Home Business can show you how to build a substantial fund over a ten year period.

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Retire In Ten Years

AARP
Retire in Ten Years - Planning ahead

Planning to retire soon, or a distant someday? If you're discouraged about the prospects of retiring, you're not alone: Only 18% of workers are very confident about retirement, according to the Employee Benefit Research Institute.

With all the economic gloom-and-doom you hear these days, no wonder so many people feel uneasy. Your best bet? Make sure you have a solid retirement plan – starting today so that you can retire in ten years.

calculate your retirement savings The first step is to calculate your retirement savings. Ask yourself these questions:

• How much do I have?
• How much will I need to retire in tens years and live comfortably? (Be sure to include healthcare costs)
• How much time do I have to create a nice nest egg?
• Where will the money come from?
• Social Security (go to ssa.gov for an online benefits calculator)
• Pension(s)
• Investments

The Employee Benefit Research Institute survey found that when people calculated their retirement savings, it had a strong effect on their behaviour: 44% changed their retirement planning strategy and 59% started saving and/or investing more.

Work longer
Many people of retirement age are finding that they must work longer than they had originally expected. Sometimes working a few extra years can make a huge difference when it comes to retirement funds. If you have to continue working to retire in ten years, there are some steps you can take to maximize your money:

• Contribute the maximum amount to Individual Retirement Accounts (IRAs)
• Contribute the maximum amount to your employer-retirement plan (if you're no longer working, you can roll over your 401(k) to an IRA)
• Try to keep at least three months' expenses in a savings or similar account.
• Seek expert advice

When it comes to financial planning, most of us could use some expert advice. And because life expectancy keeps increasing, seniors are finding themselves retired much longer than previous generations. This means the retirement plans of yesterday won't work for today – or tomorrow. Be sure you're prepared for this extended phase of life by consulting a financial planner (check credentials before hiring anyone). He or she will be able to assess your specific situation and offer the best suggestions to fit your needs.

Whether you plan your own retirement strategy or seek expert advice, the important thing is to plan. Take steps today so you'll be retirement ready tomorrow.

Are You ready to retire in ten years?

Planning is the name of the game

Employment in the retirement age
Are you 50+ and looking for a job?
Visit these web sites to find job postings, career advice and helpful job-search tools. http://aarp.org http://workforce50.com http://retirementjobs.com http://seniors4hire.com
Or start a home business which can help you >retire in ten years.

Tomorrows Home Business has a business model prepared by economist Dr Raymond Jewel, and which can be customised to meet with your own circumstances and required income. You are invited to attend a live presentation every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

Retire In Ten Years

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David Ogden - Internet Marketing Mentor
TheInterbiz LLC
http://DavidOgden.org
http://tomorrowshomebusiness.com
http://visittrivita.com/13142173

Email itsgoodbusinessasia@gmail.com
Tel 603 217 5219
Skype: seadogs11

AARP - Retire In Ten Years

AARP

AARP -Health after you retire in 10 years

The earlier you retire the more you need to think about what you are going to do in retirement to maintain your health.

An AARP study found people who get regular, moderate exercise tend to avoid the costs of long-term and chronic health care for 10 to 20 years longer than people who don't. That can add up to big savings, as well as a better quality of life: costs for top private care can run up to $80,000 a year or more. It pays to take care of your health after you retire.

How can you help keep your health care costs low?

AARP Members have found lots of ways to stay healthy and avoid expensive medical bills. Here are just a few:

Walking
Swimming
Cycling
Senior fitness classes and sports clubs
Gardening, mowing the lawn, raking leaves, sweeping snow off your steps
Ballroom dancing
Working as a volunteer
Getting regular check-ups with your doctor

Remember: A healthy lifestyle can save you money

You'll live longer and you'll feel better and enjoy life more. Don't give up if you are less healthy now than you would like to be. It's never too late to get back on track

So you see retirement is no longer the end of the line waiting for God, so why not try to retire ten years early like many AARP members.

If you do not have enough money yet I can show you a business model prepared by economist Dr Raymond Jewel which can be customised to meet with your own circumstances and required retirement income. A live opportunity will be presented every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

Retire in Ten Years

AARP Finance

Can you retire in ten years?

Currently the average retirement age in the USA is the early 60's, retiring earlier than this is going to need lots of money, perhaps 1/3 of your income so the first thing you need top do is work out your budget and then track spending

Government figures show that people earning less than £50,000 a year spend more than they earn. So It time to see where you are wasting money, as a first step put aside 10% of your income for emergencies. If you get a pay rise put the additional amount aside to start building your pension, rather than spending it.

It is helpful is you can use a computer software such as Money or quick to help analyse your spending and plan on how much you will need when you retire and you can quickly group expenses as necessary or discretionary items like holiday are discretionary.

Once you budget is complete you can start to analyse where the funds for your to retire early will come from. One method to curb spending is to throw away your credit cards and only use cash that way you will not be tempted to purchase items that you cannot afford.

Cutting cost is easier than you think on groceries use local supermarket rather than branded goods. Turn down your heating or air con to reduce energy costs. Interest rates are at all time lows at the moment so make sure you are getting the lowest rates on any loans or mortgages. If you own money on credit cards move to card which gives you an interest holiday on transferred balances.

Finally get the money you are saving working for you so that you can retire, one way of doing this is to set up a home business to build a second income stream.

I can show you a business model prepared by economist Dr Raymond Jewel which can be customised to meet with your own circumstances and required retirement income. A live opportunity will be presented every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

AARP - How to Retire in 10 years

The  AARP secret of how to retire in 10 years

The current financial crises has led many people to look at their current retirement plans and many pensioner are finding they are having to live on a reduced income.

Job security and pension can no longer be guaranteed and many people will need to work longer than they had planned to provide an adequate standard of living in their retirement years.

Last year I discovered the AARP secret of how to retire in 10 years and I wish I had found it 10 years ago. the secret is one of the laws of wealth called compounding and all you have to do is to join Tomorrows home business and follow their plan actively running a business for tens years and reinvesting all earnings. At the end of ten years you can retire and continue to live on a monthly income of thousands of dollars.

Does this sound to good to be true? Well I can tell you it works and we explain exactly what you need to do at our weekly presentations held every Thursday at 6pm PST. Click here to enter room and follow the instruction for logging in.

If you have any questions or want a personal presentation on how to retire in 10 years please contact me.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
AARP - How to Retire In 10 Years

AARP Finance

AARP Finance - As the year draws to a close stocks around the world are falling with day after day of bad news. Banks, Car Manufacturers, Home Owners and many large retail stores face an uncertain future and little is expected to change as the new year dawns.

AARP members are recommended wherever possible to reduce outstanding debts and to start living within their means. The few AARP members who are debt free are the lucky ones and are in the best position to be able to take advantage of market situations. The Majority need however to sit down over the holiday period and examine their finances.

Perhaps house owners with a large mortgage would be better to sell off and rent property instead of servicing a large debt. Use public transport rather than cars.

Spiraling credit was a root cause of the financial problems that beset AARP members. Credit cards are an expensive way of borrowing money, so it is important to pay off more than the minimum every month and if possible stop using a credit card and plan to replace it with a debit card once the balance has been paid off.

AARP members should seek out cards which offer zero percent on balance transfers which will help pay of thier dept earlier and avoid paying high interest rates.

David Ogden - Tomorrows Home Business
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AARP

AARP Finance - The upward trend of stocks continue, bolstered with the news that a deal with the automobile manufactures is likely to go ahead provided their are changes in management who caused the problems in the first place. The USA cannot afford to close the plants down but will need to make them more efficient.

Around the world Governments are starting to consider public infastructer projects as a means of improving the world financial problems by increasing employment and providing work for construction companies.

Obama has now also confirmed he will continue with the tax cuts set up by Bush. Yes there are more bad statistics due out this week but it is likely that those figures have already taken into account.

David Ogden - Tomorrows Home Business
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AARP

AARP Finance - Once more interest rates around the world are falling as Governments seek to kick start their economies, so what does this mean for AARP members.

If you have loans it will be good news provided the lenders pass the savings on to you, so what are you going to do with the extra money. AARP members need to set up a strategy to start reducing debts that have the highest interest rates such as credit and store cards. Paying off more than the minimum each month and not using the card will save you money. A Cash Society will get you out of dept.

For many AARP members with savings on deposit a fall in interest rates is a bad, so you need to find ways of earning a higher return, find out which banks offer the better rates. Some AARP members are seeing both their cash and stocks falling in value and are beginning to look outside the box on how to protect their lifestyle. One way to do this is to start your own business. A home business offers many tax breaks and also for retired and semi retired members of AARP an interest to keep their minds active, rather than vegetating at home.

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AARP

AARP Finance - It is no wonder that The USA Car Industry is in trouble, as The United Auto Workers have in place a Job Bank which guarantees laid off auto workers 95% of their base pay if they are laid off. The Union agreed yesterday to suspend this job Bank system at GM which is due to run out of money by the end of this month.

Job Loses are continuing to grow with Job cut announcements jumping to nearly 182,000 in November, up 61% from October and up a whopping 148% from a year ago.

Now is the time to for AARP members to buy stocks, although the market will still bounce up and down perhaps for a further month, but long term gains can be expected. It may take shares 3 years or more to replace lost paper value, but with stocks a low value there are good long term prospects.

David Ogden - Tomorrows Home Business
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AARP

AARP Finance - Can Americans Afford to Retire?

For many Americans, working for one employer for your career once meant you would receive money in retirement for the rest of your life. Together with the guaranteed, lifetime benefit from Social Security, workers with a company pension knew that they would have retirement income no matter how long they lived. But more and more employers have stopped offering guaranteed pension benefits and instead offer savings plans, such as 401(k)s, that require workers to plan for their own retirement. Today, financial security and peace of mind in retirement is in jeopardy as many people find that they do not have the time to figure out how much they need to save or have questions about how to best manage their investments.

Even though people are optimistic about their ability to save for retirement, consider this:

• Half of all private sector workers do not participate in an employer-sponsored retirement plan such as a 401(k).
• People are living longer, requiring even more savings and good investing decisions to make money last a lifetime.
• Financial services and products are often confusing or too complicated. Getting good, unbiased financial guidance is often difficult.
• Many people struggle to pay for basic household needs, health care or emergencies and build a nest egg at the same time.

More AARP Members need a way to save for their personal nest eggs before the government takes a bite out of their paychecks. Putting money in an employer-sponsored retirement plan with automatic payroll deduction, such as a 401(k), gives you an immediate tax deduction and you won't pay taxes on the investments in the account until you make withdrawals. Unfortunately, many Americans cannot get the tax benefits of saving because their employers don't offer automatic payroll deductions. Others never sign up for plans that are offered. The result is that too many people end up paying more taxes and not saving enough.

Every AARP Member should have a simple, effective, and easy to understand way to build their personal nest eggs. Businesses can make a difference by offering better retirement plans and savings incentives such as matching funds. Government can help by making it easier to save money tax-free and encourage more savings. And individuals must take responsibility by paying themselves first.

Redefining retirement

By 2010, 1 in 3 workers will be over the age of 50. There are 78 million Baby Boomers in America who are starting to move into their retirement years. However, this doesn't mean that all working boomers are going to leave the workplace.

The word 'retirement' doesn't mean what it used to. More and more people are working well past retirement age. In fact, 8 in 10 boomers say their idea of retirement involves some kind of work, whether part-time or full-time. They plan to work past age 65, and many plan to work well into their 70's.

Some boomers want to continue working, and others will need to. Some want to follow their passion, give back to society, and stay connected. For others, work will help them make ends meet and pay for health care.

Valuing experienced workers

AARP Members 50+ have a lot to contribute. They bring years of experience to the job. They offer valuable skills and loyalty. These employees have a strong work ethic, and they take work seriously.

And many employers 'get it.' They see the value in an experienced workforce. They want to hire and keep mature workers. That is why many companies are changing the workplace so they can take advantage of this great resource. Employers across the country are starting to offer options like flexible scheduling and job sharing, which can benefit all workers.

David Ogden - Tomorrows Home Business
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AARP

AARP Finance - Stocks tumbled yesterday as it become known that the USA has been in recession for over a year and this recession is likely to last another six months making it the worst since the 1930's.

Job losses continue to mount on a daily basis. A major decision about the future of GM is expected this week, but it is hard to see the government supporting a company which builds cars that the public do not want.

One of the few ways for AARP members to protect their lifestyle is to take matters into their own hands, many are resorting to garage sales or seeking to build online businesses to bolster their falling income from their retirement plans.

David Ogden - Tomorrows Home Business
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AARP Finance

AARP Finance - Black Friday sales showed a higher than predicted levels about a 2.2% increase on previous years, however many retailer had worked hard to attract customers to spend more and perhaps once the bargains run out sales over the holiday period will fall.

In the UK retailers are expecting a slump in pre Christmas sales,

This week could prove important for AARP members, pundits are expecting stocks to fall, however bearing in mind the relatively good Black Friday results, Low price of oil and the fact that the week following Thanksgiving traditionally show gains, if these occur it could be that the optimism will start driving stocks up.

The car giants in the USA are once more going to plead there case for support and it will be interesting to see if any new information comes to light which might support their request for aid.

The UK government have now announced they have a 60% holding in Royal Bank of Scotland group following a failed share offer. The Bank was caught out with many sub prime loan defaults.

Around the country many AARP members are resorting to garage sales in order to raise cash to pay outstanding bills.

David Ogden - Tomorrows Home Business
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AARP

AARP Finance - Well Black Friday seemed to start of the sales season with a bang, however many people including AARP members were sticking to using lists of items they were searching for rather than impulse buying.

The stock markets around the world are on an upward trend and its a question on how long the trend will continue.

Many AARP member have seen 35% falls in the value of their 401(k) plans but it will be some time before these losses are made up. If your plans are showing heavier losses than this then you need to consider alternative investment strategies to bring in more money.

During times of recession many AARP members look for alternative ways to bring in more money, such as starting a home business or taking on part time jobs, however with increasing job loses the home business idea has a better chance of success.

David Ogden - Tomorrows Home Business
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TriVita Health and Wellness